What Is Key Person Insurance Key person insurance is the provision of protection to a business against the death and / or disability of a key employee. What makes a key employee is a subjective matter. Clearly, a salesperson who … Read More
If your paycheck was discontinued tomorrow due to an accident or illness, what would you do? Would you be able to meet your financial obligations for six months? Three months? Thirty days? An Income Replacement Plan is a necessity that … Read More
The two major types of managed care are health maintenance organizations (HMOs) and preferred provider organizations (PPOs). It is important to be aware that there may be certain variations, including cost. Health Maintenance Organizations (HMOs) HMOs have their own specific … Read More
HIPAA stands for the Health Insurance Portability and Accountability Act. Passed by Congress in 1996, HIPPA helps to protect your rights to health coverage during events such as changing or losing jobs, pregnancy, moving, or divorce. It provides rights and protections for employers when getting and … Read More
Certificate Period: The term used to describe the period of time for which you have purchased coverage. Under this definition also, this is the period in which the insurance company is responsible to act on your behalf based on the terms … Read More
Agency for Health Care Policy and Research – practical health care information and research to help consumers make informed decisions about health care issues http://www.ahcpr.gov Centers for Disease Control (CDC) http://www.cdc.gov Consumer.gov – a “one-stop” web site to access multiple federal consumer … Read More
When you buy life insurance, you want coverage that fits your needs and your budget. We ask questions to determine the type of life insurance that is right for you: What needs do you wish to cover? How long will … Read More
Nonqualified deferred compensation arrangements are all compensation arrangements in which the employee defers reporting the income, but which are not “qualified” under the Internal Revenue Code. Qualified arrangements, an example of which is a 401(k) plan, allow for immediate employer … Read More
Attention! This content can only be used by contracted users of the Coverage Corp. Affinity Solutions. Employee Retirement Income Security Act (ERISA) FAQs What is ERISA? ERISA is the Employee Retirement Income Security Act. This liability provides coverage for your … Read More
It is well accepted in dentistry, prevention and early intervention is the most successful approach to good oral health. It is also the most cost effective. When both the patient and the dentist has incentives to prevent disease and maintain … Read More